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Experiment Description

The experiment was designed especially for small and medium-sized manufacturing companies, who want to improve their rating with banks to meet the conditions for investment loans. Czech SMEs were selected based on a joint workshop with CTU's financial partner, Česká spořitelna, a.s. and were supported by CTU's business expert consultations. By assessing business plans and providing expert consultations, CTU monitored whether their scoring ratings will improve and investment credit will become available to them.
The process of this experiment was as follows:

  • National Centre for Industry 4.0, a part of CIIRC-CTU organized, together with its financial partner, Česká spořitelna, a.s. a special workshop to which CTU invited the directors of selected SMEs – the companies with the high innovation potential lacking foreign financial resources. 30-50 directors of the Czech manufacturing SMEs were invited.

  • At the workshop, CTU explained the importance of assessing which implementations are the most optimal for their future economic success.

  • CTU helped the SMEs to identify the biggest opportunities in which areas shall invest in order to boost their world-wide competitiveness, increase flexibility and improve their product and gain more customers. Business models and its business goals are considered in the first place.

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By participating in this business experiment, SMEs gain the latest knowledge in the field of production and digital and AI technologies. At the same time, SME will gain experience from specialists or companies that are at a higher level in the implementation of digitization and AI technologies.

I-PRAG-1:  Assessment of business plans 

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